Your Money. Simplified.
DigitMonie helps you get instant loans, automate savings, pay bills, and create virtual cards — all in one modern app built for Nigeria.
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Everything you need to manage money
Instant loans, automated savings, bill payments and beautiful virtual cards — built for everyday Nigerians.
Instant Loans
Fast approvals, flexible terms and clear fees.
Automated Savings
Rules, round-ups and scheduled transfers to hit goals.
Bill Payments
Pay electricity, data and subscriptions — in seconds.
Virtual Cards
Generate virtual cards instantly for safe online payments.
How DigitMonie Works
A few simple steps to manage your money better.
Sign up
Create your account in under 60 seconds.
Set savings rules
Automate round-ups and recurring goals.
Apply for loan
Quick decisions and flexible repayments.
Pay bills
Electricity, airtime and subscriptions in one place.
Trusted by users across Nigeria
Short stories from customers who use DigitMonie daily.
Ready to take control of your finances?
Create a free account and start saving, borrowing and paying with confidence.